However, as of 1st January 2024, it was discontinued by Intuit and some of it will be merged into Intuit’s Credit Karma app.
If you’re currently using Mint, you can still use it until March 24th 2024 but after that date there will be a forced migration to Credit Karma.
Not all Mint fans are happy about this – and understandably so.
Whereas Mint was more of a pure budgeting software, Credit Karma focuses more using your finances (and data) to recommend alternative credit and debit cards that offer a better rate of interest than the ones you are using.
In fact, there are no budgeting features in Credit Karma at all!
The good news is, there are some excellent alternatives to Mint that can be used on a Mac that do help you budget.
In our research and testing, we found the best alternative to Mint on a Mac is Empower which is not only FREE to use but is far more powerful than Mint and has a Mac desktop app.
Here are some of the other reasons Empower is the best replacement for Mint on a Mac
It’s free to use with no limitations. Empower only charges a small commission if you decide you want to maximize your investments via a personal consultation with one of its Financial Advisors. Unlike Mint, there are no annoying ads in the free version either!
It syncs accounts from all major financial institutions seamlessly in one place – and it does it better than Mint. If you experienced frequent account syncing issues with Mint, then you’ll be pleasantly surprised by Empower as it uses Plaid which is far superior to Direct Connect.
You can track spending by category or account type.
You can easily see your Net Worth.
There’s an effective Retirement Planner for 401k management
It analyzes where banking and investment management fees are eating into your profits.
It will send you alerts when bills are due (although it doesn’t support Bill Pay but then again, neither did Mint).
It can track cryptocurrencies such as Bitcoin, Ethereum and many others (without requiring accessing to your crypto wallet either).
You can get customer support from real humans – which seemed impossible with Mint.
On the downside:
There’s no data import tool for Mint accounts although you can export your accounts in CSV format and upload them to Empower.