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6 Best Mint Alternatives For Mac of 2024 (Free & Paid)

If you’re one of the many people disappointed by Intuit’s decision to close down Mint, here we’ve looked at the best free and paid Mint replacements for Mac of 2024.

Launched in 2007, Mint has long been one of the best financial software for Mac users and best of all, it is completely FREE to use.

However, as of 1st January 2024, it was discontinued by Intuit and some of it will be merged into Intuit’s Credit Karma app.

If you’re currently using Mint, you can still use it until March 24th 2024 but after that date there will be a forced migration to Credit Karma.

Not all Mint fans are happy about this – and understandably so.

Whereas Mint was more of a pure budgeting software, Credit Karma focuses more using your finances (and data) to recommend alternative credit and debit cards that offer a better rate of interest than the ones you are using.

In fact, there are no budgeting features in Credit Karma at all!

The good news is, there are some excellent alternatives to Mint that can be used on a Mac that do help you budget.

In our research and testing, we found the best alternative to Mint on a Mac is Empower which is not only FREE to use but is far more powerful than Mint and has a Mac desktop app.

What We Looked For In These Mint Alternatives

We used a very simple formula to evaluate which apps make a good replacement for Mint on a Mac.

  • They are either FREE or reasonably priced.
  • They have a Mac desktop app or if not, can at least be used in a browser on both Intel and Apple Silicon Macs.
  • They are easy to use and effective at managing your finances.

With this in mind, here are the best replacements for Mint on a Mac.

1. Empower (Free)


We found that Empower ticks all the right boxes as the best alternative to Mint on a Mac.

It’s free to use, easy to use, effective at managing your finances best of all, has an excellent Mac desktop app.

Empower was previously known as Personal Capital until Empower acquired it although unlike Mint’s reincarnation into Credit Karma, thankfully nothing has changed in the product itself.

Empower has got the same feel as Mint but with far more powerful investment tracking tools.

Here are some of the other reasons Empower is the best replacement for Mint on a Mac

  • It’s free to use with no limitations. Empower only charges a small commission if you decide you want to maximize your investments via a personal consultation with one of its Financial Advisors. Unlike Mint, there are no annoying ads in the free version either!
  • It syncs accounts from all major financial institutions seamlessly in one place – and it does it better than Mint. If you experienced frequent account syncing issues with Mint, then you’ll be pleasantly surprised by Empower as it uses Plaid which is far superior to Direct Connect.
  • You can track spending by category or account type.
  • You can easily see your Net Worth.
  • There’s an effective Retirement Planner for 401k management
  • It analyzes where banking and investment management fees are eating into your profits.
  • It will send you alerts when bills are due (although it doesn’t support Bill Pay but then again, neither did Mint).
  • It can track cryptocurrencies such as Bitcoin, Ethereum and many others (without requiring accessing to your crypto wallet either).
  • You can get customer support from real humans – which seemed impossible with Mint.

On the downside:

  • There’s no data import tool for Mint accounts although you can export your accounts in CSV format and upload them to Empower.
  • It only supports US based financial institutions.

You can open an Empower account for free to judge for yourself.

For more information, you can check out our full Empower review.

Pricing: Free

2. Copilot

copilot for mac personal finance app

If you’re looking for a purely Mac desktop alternative to Mint, then Copilot is an ideal replacement.

Copilot is designed specifically for Apple devices and has both an incredibly slick macOS and iOS app.

Copilot can track spending, budgets, investments and net worth.

Some of the things we really like Copilot as an alternative to Mint are:

  • It gives you useful daily snapshots so you get an instant overview of how your spending was on any particular day you want to look at.
  • It syncs with most major banks and financial institutions.
  • There are bill reminders for upcoming payments.
  • Copilot has a really well organized spending by category summary to see which areas you’re spending most on.
  • If you spend less than your budget allows, Copilot can also carry-over unspent budgets into the following months.
  • It has a really good looking Mac desktop app compared to other Mint replacements
  • Copilot will soon add a Mint data importer tool so that you can easily import your Mint accounts into it.

copilot mac

On the downside:

  • Copilot is only available in the USA although there are plans to roll it out in other countries soon including Canada.
  • Account syncing can be unreliable depending on which bank you have.

You can download the Copilot app from the Mac App Store for both Intel and Apple Silicon apps and also get it from the Copilot website.

You can read our full Copilot for Mac review for more.

Pricing: $13/month or $95/year

3. Monarch Money

monarch money

What we like about Monarch Money is not only is it a simple and effective budgeting app, but its also one of the few apps that already makes it easy to migrate from Mint.

In fact, one of the founders of Monarch was one of the minds behind Mint so the basics of what made Mint so effective have gone into it.

Monarch is the only personal finance app we’ve found that already has a Mint Data Exporter to make it as painless as possible to switch to Monarch.

The Mint data exporter only works in Google Chrome but if you’ve got years of Mint data to migrate, it’s definitely worth using.

Once installed, it simply detects when you are logged-into Mint while in Chrome and then downloads your transactions in CSV format

monarch mint data exporter

Some of the features we really liked in Monarch are:

  • The Monarch user interface is strikingly elegant and easy to use from the minute you open it.
  • It gives you a clear overview of your finances including recent transactions, income and expense comparison and net worth.
  • It connects and syncs with banks seamlessly thanks to Plaid.
  • It’s really good at tracking spending right down to specific merchants such as Amazon and McDonald’s.
  • It has excellent shared budgeting features for couples and families making it easy to add other members. Unlike with Mint, you don’t have to share your username and password for others to use it.
  • Excellent customer support by humans

On the downside:

  • There’s no Mac desktop app but you can use it in any browser
  • There’s no way of monitoring your credit score in Monarch

Monarch isn’t cheap at $99.99 annually but you can get 50% off with coupon code MINT and try it for free.

Pricing: $99.99/year


ynab budgeting

If it’s budgeting that you really miss from Mint, then as the name suggests, You Need a Budget (YNAB) is 100% focused on helping you create and stick to a budget.

YNAB claims that new users save on average $600 after their first couple of months and around $6000 after the first year although this of course won’t be true for everyone.

YNAB uses a zero-budget approach which is a method of budgeting where all expenses must be justified for a specific period.

This means that every cent must be justified so it’s a pretty strict system – but extremely effective if you can stick to it.

The interface of YNAB is like a glorified spreadsheet so it will appeal to those that like spreadsheet budgeting but presented in a more glossy, presentable way.

What we like about YNAB is:

  • It’s very effective at helping you create and stick to a budget
  • It syncs accounts and transactions
  • It can also connect to banks outside of the USA including UK and EU
  • It has some clear and effective charts and graphs to track your progress

Some of the drawbacks however are:

  • It uses Direct Connect to sync which can be very unreliable
  • There’s a lot of configuration required at the beginning to setup your budgets.

YNAB isn’t free but you can try it free for 34 days. After that it’s either $14.99 a month or $99 per year.

Pricing: $14.99/month or $99/year

5. Rocket Money (Free)

rocket money

Rocket Money (formerly known as Truebill) is a simple budgeting app which has a free version that anyone can use.

It has a very similar interface to Mint and you can up and running very quickly with a budget.

Rocket Money connects and syncs to your accounts in minutes and gives you an instant overview of your checking, card, savings and investment accounts.

One of the things that Rocket Money does well is identify subscriptions and regular monthly payments that you may be be able to cut out or save on.

In fact, it claims that 80% of its customers save money to identify and cancel unwanted subscriptions.

Rocket Money is free to use but there is also a paid version starting at a very modest $4 a month although this is also free if you’re a Rocket Mortgage Customers

Pricing: Free, plans start at $6/month

6. Quicken Simplifi

quicken simplifi

Quicken Simplifi is a lighter version of Quicken launched by Quicken Inc and offers tailored spending plans to help you stick to a budget.

Simplifi is very mobile focused but can be used in any browser on a Mac.

Simplifi actively helps you create a spending plan by analyzing your net income and expenses.

Some of things we like about Quicken Simplifi are:

  • Clear overview of your accounts including checking, saving, credit cards and loans.
  • Automatic categorization of spending and transactions.
  • Bill overview so you can easily see when bills are due.
  • Allows you to identify recurring subscriptions so that you can eliminate or get rid off all those you no longer need.

On the downside:

  • Simplifi can be very unreliable at importing accounts depending on the bank and financial institution.
  • No free plan or free trial.

Simplifi isn’t free to use and there’s no free trial but pricing is quite low starting at $3.99 per month and there’s currently 50% off for a limited period.

Pricing: $3.99/m or $47.88/year


Empower remains the best alternative to Mint on a Mac that we’ve tried and tested. It’s free, incredibly easy to use and has a Mac desktop app.

There are other Mac personal finance apps such as Moneydance, Money Pro, Banktivity and Moneyspire that didn’t quite make the cut when looking for like-for-like alternatives to Mint.

However, if you’re interested in these and even more options, check out our full guide to the best personal finance software for Mac.

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